Narayan Bharadwaj

Narayan Bharadwaj is a Senior Director in Cognizant’s Banking & Financial Services business unit, providing leadership for independent mortgage banks, nonbank servicers and select depository institutions. In his career spanning over 24 years, Narayan has led mortgage technology firms as the CEO, President and COO driving change from legacy to digital business, technology and operations model transformation. He also ran large technology programs for GE Capital and Citigroup for the consumer bank and asset-based financing sides of the business. He holds a bachelor’s degree in commerce from the University of Madras and is also a qualified Chartered Accountant and Management Accountant. Narayan can be reached at

Robots-as-a-Service in Mortgage Lending

Growing consumer demand for “digital mortgages” and the speed and simplicity brought by Day 1 Certainty™ are driving lenders to pick up the pace in automating back-office origination and servicing processes. Yet the mortgage business trails behind other industries, such as healthcare, insurance and even other financial services industry segments, in using robotic process automation […]

Read More