John Bertrand

John is Head of Solutions for banks at Cognizant. He began his career in banking with Citibank, using technology to make financial activities easy and secure for many more customers. Following his work with Citibank, John worked at SAP, FIS and Misys. He sits on a working security panel that studies cybersecurity in the City of London, and is part of the Digital Policy Alliance looking at technology and society. John is a recognized expert in transactional banking, including cash management, securities, payments and trade finance and working capital. He can be reached at 

A Step-by-Step Approach to Digitizing Trade Finance

Looking across the complexity of trade finance, the notion of a problem child comes to mind from another era. Today, however, the industry’s methodologies are starting to become agile.  With the abundance of technology, we can link activities, end to end, across the parties involved in every trade. The arrival of standard application programming interfaces (API), used […]

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Consolidation of Payment Rails: A Global Payments Game-Changer for Banks

Visa’s planned acquisition of Earthport is the latest in a recent series of consolidations in the global payment systems sector. The deal follows in the wake of MasterCard’s purchase of UK operator VocaLink and Worldline’s purchase of Swiss operator SIX Payments Services. For the two major credit card companies, it’s a move into handling payment […]

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How Open Banking & Blockchain Unlock New Opportunities in Trade Finance & Working Capital

Blockchain was the talk of Sibos 2014 in Boston, and the movement toward distributed ledger technology (DLT) was off and running. As Sibos 2018 opens in Sydney, application programming interfaces (API) and open banking will be high on the agenda alongside blockchain, showing once again that the technology continues to gather momentum. Over the last […]

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