Jack Leach

Jack Leach is a Senior Director within Cognizant’s Banking and Financial Services Consulting Practice. A seasoned executive with more than 25 years of experience in banking and financial services consulting, Jack has worked on numerous C-level mandated initiatives and has a proven track record in front-, middle- and back-office operations in retail banking, auto lending and operations, commercial banking, commercial treasury/cash management and small-business banking, as well as card and payments. 

Prior to joining Cognizant, Jack was a senior leader in the Strategy and Operations Practice at Deloitte, focused on financial services. Jack started his career in commercial banking as a commercial/corporate banking lender and relationship manager at Bank of America. He earned his BS in business administration and MBA from East Carolina University. Jack can be reached at Jack.Leach@cognizant.com.

Don’t Give Up On the Main Street Lending Program Just Yet

By all accounts, the Federal Reserve’s Main Street Lending Program for small and medium-size businesses (SMB) has not been the type of rescue program many anticipated. Launched in April, the program did not make its first loan until July.  The Main Street program has suffered from comparison with the Paycheck Protection Program (PPP), even though […]

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For Banks, Supporting Small Businesses in the Pandemic Goes Well Beyond Lending

The impact of the pandemic on small businesses has spurred changes in banks’ lending practices – but the upheaval hasn’t stopped there. While the shifts underway in functions such as trade finance and mortgages are typically more nuanced, they speak to how important small- and medium-sized businesses (SMB) are to banks – and how critical […]

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Is Small-Business Lending Slipping Away from Large Banks?

COVID-19 changed the stakes in small-business lending: While the top four banks provided 36% of small-business loans before the pandemic,  they disbursed a scant 3% in the first round of the CARES Act Paycheck Protection Program (PPP). As large banks fumbled their PPP response, fintechs and smaller lenders stepped in to fill the gap. Online […]

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