Aneeza Haleem

Aneeza Haleem is a Senior Manager in Cognizant’s Banking & Financial Services business unit, working mainly with independent mortgage banks, nonbank servicers and select depository institutions. She's taken up multiple roles in her career spanning both technology and domain consulting, always with an eye for challenging the norm. Aneeza can be reached at |

Using Blockchain to Take the Pain Out of the Mortgage Process (Part 2 of a multi-part series)

Talk about polar opposites: the excitement of purchasing a new home vs. the drudgery of the mortgage process.  Borrowers are saddled with gathering documents and providing clarification/validation. Lenders struggle to obtain information from borrowers and numerous third parties, collate data in a compliant fashion and ensure information is validated and audit-proof. And then, of course, […]

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Smart Homes Are Here to Stay. But What About Smart Home Buying? (Part 1 of 2)

Technology trends may ebb and flow, but separating hype from achievable return on investment (ROI) is a constant, regardless of application, functional area and industry. Nowhere is this more apparent than in the mortgage lending space, where artificial intelligence (AI) powered by natural language processing (NLP) is solving critical business challenges and delivering ROI to […]

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How Blockchain Illuminates a More Trusted, Frictionless Future for Payments

Systems powered by blockchain technology are no longer seen as shiny solutions looking for a problem. Their potential is recognized more widely as the next step in answering today’s demand for instant gratification while not compromising on security. In the banking & financial services industry, blockchain technology is becoming increasingly relevant in the payments space, […]

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Narrow AI Is Limited, But Humans Can Fill the Gaps

“The real problem is not whether machines think but whether man does.” – B. F. Skinner. If there’s been a theme for this year, it’s artificial intelligence. But most intelligent systems around us use what’s called “narrow intelligence” or “narrow AI” rather than the more sophisticated and autonomous form of AI known as “general intelligence.” […]

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Breaking through the Privacy Illusion with Blockchain

“We are all now connected by the Internet, like neurons in a giant brain.” – Stephen Hawking, in an interview with USA Today. – What is modern-day privacy? With the extent of information sharing and connectivity prevalent today, the definition of what needs to be protected, at what level and from whom, seems elusive. For […]

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