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Agil Francis leads Cognizant’s Property and Casualty (P&C) insurance advisory practice, focused on business and digital transformation. He has helped develop leading industry solutions and tools to address underwriting, claims and risk mitigation critical to personal and commercial insurers. He is a senior leader and strategist with broad expertise in assessing business and operations challenges, developing strategies and delivering results. Agil brings extensive experience in driving innovation and change for business transformation.

Agil and his team have been leaders in identifying how new business models and technologies like robotics, artificial intelligence, IoT and blockchain can transform insurance products and processes. His specialties include digital transformation, operating model design, underwriting and claims transformation, and post-merger integration. Agil was selected as Consulting Magazine’s Top 25 Consultants of 2019. He has authored several whitepapers on emerging business and technology trends and bylines in leading publications such as Harvard Business Review, Best’s Review, Digital Insurance and Reactions. Agil can be reached at